Working for the Policyholder
Help is Available!
Ike's 100 mph winds and 16 inches of rain hit the Texas coast on the morning of September 13, obliterateing thousands of homes and businesses, and raining sheets of glass shards down on the streets of Houston, the nation's fourth largest city.
Over a Hundred Thousand Insurance Claims have been filed, and many of those Policyholders would benefit from reprecentation by a Licensed Public Insurance Adjuster!
If you have suffered property damage or business interruption from Hurricane Ike, call 1-800-ADJUSTERS or find out more on how We can Help You.
1-800-ADJUSTERS
Flood Damage
Floods are one of the most common hazards in the United States. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.
However, all floods are not alike. Some floods develop slowly, sometimes over a period of days. But flash floods can develop quickly, sometimes in just a few minutes and without any visible signs of rain. Flash floods often have a dangerous wall of roaring water that carries rocks, mud, and other debris and can sweep away most things in its path. Overland flooding occurs outside a defined river or stream, such as when a levee is breached, but still can be destructive. Flooding can also occur when a dam breaks, producing effects similar to flash floods.
Be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even very small streams, gullies, creeks, culverts, dry streambeds, or low-lying ground that appear harmless in dry weather can flood. Every state is at risk from this hazard.
What to do when you have suffered from flood damage?
- Shovel or scrape the mud off your floors, furniture and walls before the mud dries. Then hose down the walls with clean water, starting from the ceiling.
- Major appliances, such as refrigerators and stoves, can be washed and dried completely. In most cases, they will not be damaged unless they were operating at the time the water covered them.
- Diluted chlorine bleach can be used to clean household items, appliances, walls and floors. This also will help control odors.
- Wood furniture should be dried outdoors, but not in direct sunlight. Remove drawers and other moving parts before they dry.
- A flooded basement should be pumped gradually to prevent structural damage. Pump out about a third of the water per day.
- Food, utensils and equipment should be washed thoroughly and sterilized before you use them. Any food that is open and exposed to flood waters should be discarded.
- Make a list of damaged items. If possible, put together a set of records, such as receipts, bills and photographs, to establish the age of everything that needs to be replaced or repaired. Identify the structural damage to your home and make a list of everything you would like to show the adjuster.
- Don't throw out damaged furniture or other expensive items. The adjuster will want to see them. It also is a good idea to take photographs of the damage before you start cleaning it up.