Your insurance company wants to maximize its own profits.

So insurance companies tend to increase premiums, lowball policyholders, and use every trick in the book to avoid paying claims.  These are powerful forces that work against the policyholder to make money for the insurance company.  

To ensure you get the Insurance Company to pay a full and fair settlement, you need to be documented, informed, and ready for anything the insurance company may request.

• Take your time to be sure you document all your losses.

  

• Tell your Insurance Company about the loss right away. 

• Capture the loss with pictures or video.  Take or find pre-loss pictures or video for comparison.  

• Keep your receipts. 

 Be careful what you sign.

If an insurance representative—even a really nice person who visits you on site-- offers you a fast check in exchange for the full and final settlement of your claim, don’t sign without contacting a professional first.    Check with a licensed Public Adjuster before you sign.  Call 1 800 ADJUSTERS (800-235-8783) to get the peace of mind.  Many times the check offered right after a disaster only takes part of the damage into account or is much less than it would be after further investigation.

Have a professional licensed Public Adjuster contact you... just fill out our short form and a Public Adjuster will contact you!

 Be very sure that your contractor does not negotiate with your insurance company. In many jurisdictions, the contractor is not licensed to negotiate an insurance claim settlement.  Your contractor may have the best of intentions and be very convincing.  However, contractors may miss things other than the part they are asked to repair. Your settlement may involve other claims including loss of use, damaged contents, content manipulation, and other hidden damages.   You may not realize there are other claims.  Once you agree to a final settlement, those claims you did not realize or know about can be closed out too.  Better to be on the safe side and contact a professional Public Adjuster.

 If you are unsure of what to do next...

Seek Insurance Claim Help from a professional. Public Adjusters are licensed and trained in similar ways as insurance company adjusters, except they are using their expertise to work for you, the policyholder. Statistics show that Insurance Claims settled with the assistance of a public adjuster usually show higher settlements. It is not uncommon for a public adjuster to negotiate an insurance claim settlement even if your insurance company originally denied your claim outright.

CALL 1-800-ADJUSTERS to find a licensed Public Adjuster in your area or email adjusters@1800adjusters.com with your name and telephone number and a representative will contact you shortly.  Or dial 1-800-235-8783.