Working for the Policyholder
Help is Available!
Ike's 100 mph winds and 16 inches of rain hit the Texas coast on the morning of September 13, obliterateing thousands of homes and businesses, and raining sheets of glass shards down on the streets of Houston, the nation's fourth largest city.
Over a Hundred Thousand Insurance Claims have been filed, and many of those Policyholders would benefit from reprecentation by a Licensed Public Insurance Adjuster!
If you have suffered property damage or business interruption from Hurricane Ike, call 1-800-ADJUSTERS or find out more on how We can Help You.
1-800-ADJUSTERS
Why hire a Public Adjuster?
Public Insurance Adjusters are sometimes referred to as Independent Insurance Adjusters, and work on contingency basis, meaning that unless they recover money for you - the policyholder - there is no fee associated with services. In the event when funds are dispersed from Insurance Company, the Independent Insurance Adjuster collects a fee in the form of some percentage of the settlement amount. Quite often there's an argument voiced - why would policyholder ever want to hire an Independent Insurance Adjuster and give up a portion of settlement? Funny enough, insurance companies or their lobbyists usually voice this argument... So let's examine the reasons why people hire a Public or Independent Insurance Adjuster to help them with their claims process.
More often than not people need to deal with Insurance Companies at a difficult time in their lives. Whether it is the devastation of their property by Fire Damage, Hurricane, Tornado or some other disaster - they have to deal with getting their lives back together. Talking with the Insurance Company and filling paperwork involved in starting insurance claim process could be the last thing on ones mind. This is where an Independent Insurance Adjuster steps in. They will report your claim for you, pick up the pieces in the middle of a claim, or even re-open a claim on your behalf. Many times, policy holders that own several properties choose an independent insurance adjuster simply because they do not wish to fly to their second home to meet and deal with insurance headaches.
Expertise! Independent Insurance Adjuster deals with settling claims every day. We are experts at State and local regulations, Insurance rules, building codes, etc. As Public Adjusters, we see damage similar to yours daily, and are aware of hidden damage, that can often reveal itself months, even years after the incident. Mold, hidden water damage, true costs of replacement; they all can be easily overlooked by you and the Insurance Company adjuster. However Independent Insurance Adjusters are experts at finding all the damage and associating the true dollar value to the damages.
Last but not least it's a peace of mind. Even if you take the time and put in the effort in working with Insurance Company on your own claim, there's always that unanswered question - did we settle everything properly? Was I paid everything I deserved to collect from my Insurance Policy? Having an Independent Insurance Adjuster to look over your claim and damage, even if we do not find anything additional and do not recover any money for you, will answer those questions and give you a peace of mind, or, as it happens often, give you extra funds to bring your property back to what it was before the loss.