Commercial Insurance Claims Assistance
Commercial Insurance Claims Expertise
When disaster strikes your business, the financial impact can be devastating. From property damage to business interruption, navigating a commercial insurance claim can be complex and time-consuming.
At 1800 Adjusters™, we specialize in maximizing commercial insurance claims while ensuring a smooth, stress-free process. Our experienced public adjusters work exclusively for business owners—not insurance companies—to secure the highest possible settlements.
Property Damage Claims
Unforeseen events like fires, storms, vandalism, or water damage can disrupt your business operations and lead to costly repairs. Insurance companies often undervalue damages or deny claims based on technicalities.
How We Help:
✔ Conduct a thorough assessment to document all visible and hidden property damage.
✔ Prepare a detailed, evidence-backed claim to ensure full compensation for structural repairs, equipment loss, and inventory replacement.
✔ Negotiate directly with insurers to fight for fair settlements that reflect the true cost of recovery.
Example Claim: A restaurant owner faced $250,000 in damages after a fire. The insurer initially offered $90,000, but we secured a $325,000 settlement to cover full restoration and business losses.
Business Interruption Claims
When disaster forces you to shut down or operate at reduced capacity, lost income and unexpected expenses can cripple your business. Business interruption insurance should cover these losses—but insurers often dispute coverage, delay payments, or undervalue claims.
We Advocate for You:
✔ Analyze lost revenue, ongoing expenses, and additional costs to build a comprehensive claim.
✔ Ensure coverage includes expenses like temporary relocation, payroll, and operational disruptions.
✔ Challenge lowball offers and policy loopholes to maximize your settlement.
Example Claim: A manufacturing company lost two months of revenue due to flood damage. The insurer offered $400,000, but we demonstrated losses exceeded $750,000—resulting in a final payout of $820,000.
Why Businesses Choose 1800 Adjusters™
Navigating a commercial insurance claim without professional representation can lead to delays, underpayments, or outright denials. Here’s why businesses trust us:
✅ Exclusive Representation: We work for business owners, NOT insurance companies.
✅ Industry Expertise: We handle retail, hospitality, healthcare, manufacturing, and more.
✅ Proven Results: Our public adjusters secure 2-5x higher settlements than initial offers.
✅ No Upfront Fees: We only get paid when you do.
Whether you’re dealing with storm damage, fire loss, or operational downtime, 1800 Adjusters™ fights to protect your business and your bottom line.
Our Proven Process for Maximizing Your Claim
- Free Initial Consultation: No matter the size of your claim, our experts evaluate your case at no cost.
- Thorough Damage Assessment: We identify visible and hidden damages to ensure nothing is overlooked.
- Detailed Claim Filing: Our comprehensive documentation ensures your claim is filed correctly the first time.
- Skilled Negotiation: We negotiate directly with the insurance company to secure maximum payouts.
- Complete Claim Resolution: From start to finish, we’re with you every step of the way to ensure you receive the funds needed to restore your home.
Our Service Areas:
- New York City
- Long Island
- Brooklyn
- Manhattan
- Queens
- And surrounding areas
Commercial Claims We Handle
We are here to provide services for a variety of losses. Some of the most common claims we receive include water damage, smoke damage, fire damage, vandalism, theft, storm damage, wind damage, leaking roofs, plumbing issues, and collapse damage from natural disasters.
If your problem isn’t listed, we can probably still help. The licensed and experienced professionals at 1800Adjusters™ are here to serve you. Let us take care of your commercial claims so you can focus on your business.
Commercial Insurance Claims FAQs
We specialize in property damage, business interruption, equipment loss, vandalism, natural disasters, inventory loss claims, and more for businesses of all sizes.
It depends on the complexity of the claim. While some cases settle within a few weeks, larger claims can take months because of insurer negotiations. We work to expedite the process and secure maximum compensation.
Document all damage with photos and videos, keep records of lost revenue and expenses, and contact 1800 Adjusters™ to begin the claims process before speaking to your insurer.
Yes! If the settlement seems low, we can review your case and negotiate for a higher payout—often 2-5x more than the initial offer.
Yes, most policies cover payroll, rent, and operational costs during forced closures. However, insurers may try to limit payouts—our team ensures all eligible expenses are included in your claim.
A denial doesn’t mean you’re out of options. We analyze denials, challenge insurer decisions, and reopen claims to recover what your business is rightfully owed.
Policies vary, and insurers often use confusing language. Our experts review your policy for free, explaining coverage and ensuring you receive every dollar you’re entitled to.
We work on a contingency basis, meaning we only get paid if you do. There are no upfront fees, and our payment is a percentage of the final settlement.
Absolutely! We file comprehensive claims that include all losses—property damage, lost revenue, and additional expenses—ensuring full recovery.
We assist businesses throughout New York City, Long Island, Brooklyn, Manhattan, Queens, and surrounding areas.
Ready to Maximize Your Insurance Claim?
Don’t settle for less than you deserve. Let 1800Adjusters™ handle your residential insurance claim and maximize your payout.
