While the majority of the country is on lockdown, there is one thing that remains on the rise – crime rates. In New York City alone, major crime has risen 12%, despite the lockdown. During the first quarter of 2020, NYC experienced:
- Car thefts rose from 943 to 1,561
- 2% increase in robberies
- 9% increase in burglaries
- 486 more grand larcenies
- Additional 117 assaults
Sadly, this isn’t only occurring in New York, but anywhere that businesses are closed. The absence of people and employees poses more opportunities for would-be criminals, putting your livelihood at risk. Let’s look at some of the ways you could be in danger to ensure that you have the protection you need.
As your business remains closed, your store is at risk for a robbery. While it’s wise to have security cameras in place, this isn’t enough to keep your store protected. You must also have a comprehensive policy that will cover the stolen items.
While everyone is quarantined, fewer eyes are watching your vacant properties. If you have a vacation or seasonal home, they are at risk right now. These homes are susceptible to robbery and vandalism. Burglars will also break in to steal copper plumbing or construction materials. Furthermore, squatters could take over your vacant property and are often difficult to remove. With the release of inmates from local jails, the risk of this is higher than ever. Thankfully, you can ensure you have coverage for these instances through your residential and commercial property insurance policies.
We Are Here For You During Coronavirus
While the coronavirus has changed how we get our job done, we haven’t turned our back on our clients. If you are concerned about what your policies cover, contact us for an evaluation. If you become a victim of crime during this time, you will also want 1800Adjusters™ by your side. Don’t attempt to navigate a settlement with the insurance company on your own. Right now, they are looking for the easy way out of every claim and you deserve more than the short end of the stick.
We are here for you. Give us a call at 1-800-Adjusters (1-800-235-8783).