Frequently Asked Questions
In every case that 1800Adjusters™ has handled, we always get considerably more on a building and contents than the insurance company has offered you originally.
By not knowing the procedure and staying in constant contact with your insurance company adjuster, your claim will invariably take a back seat and may very well get lost in the mix. A common scare tactic that insurance companies use is to tell a homeowner their claim will take longer with a Public Adjuster. At 1800Adjusters™ we will cut through the red tape and push your claim through faster. We will address any problems and questions promptly. And we will correspond frequently through faxes, phone calls, and letters to keep your insurance company on its toes.
No, it does not cost you anything to hire a Public Adjuster. 1800Adjusters should be your first call rather than your insurance company.
Will my insurance company be offended or may even jeopardize my settlement if I hire a Public Adjuster?
95% of all major fire losses are handled by Public Adjusters. While insurance company adjusters are not allowed to say it, they usually prefer dealing with a professional who know how to handle the claim and with whom they can communicate on a professional level. A Public Adjuster takes a big burden off the insurance company adjuster by answering all of the homeowner’s questions, receiving all the phone calls and preparing the proper paperwork.
The inventory is not just a list of things in your home. The preparation is never as detailed as when it is done by a Public Adjuster. The insurance company adjuster simply does not have the time to properly prepare this document. The prices, ages, and descriptions put on the inventory (which highly impacts the claim), are left to the judgment, of our insurance company. At 1800Adjusters™, we are your personal representative, skilled and knowledgeable in carefully preparing your inventory to achieve the best possible for you.
The NYS Insurance Department is unfortunately very ineffective and overloaded with complaints. They are more of a licensing organization than anything else. They cannot tell an insurance company how quickly or how much to pay you.
Your agent is a salesperson who cannot interfere with the settlement process. He is not an adjuster.
Most people hire a Public Adjuster within 48 hours of the fire. It is much harder to straighten out a claim after it is processed by their insurance company. Also, valuable time is lost. If you were going to court on a case involving over $100,000, would you go with a lawyer who had a carefully prepared case or go alone and see what the outcome was and then hire a lawyer?
Will the attention and timely response I receive from my insurance company adjuster continue throughout the claim process until I get paid?
After gaining your trust and confidence and performing the initial required tasks, the level of communication and service begins to breakdown. The claim now begins to fall into the abyss of hundreds of other fire victims’ claims. A good Public Adjuster will be your personal consultant and expediter throughout the entire process of the claim until you have settled back into your home.
Like any other profession, there are good and bad. A good Public Adjuster should be able to provide you with many references or previous clients and be able to demonstrate the enhanced settlements he has achieved, versus the original offer from their insurance company.
TYPES OF CLAIMS
Cyber Security Attack
Cyber Security Attack Cyber Security Attack It doesn’t matter if you run a small business, established financial institution or multinational corporation; your organization is at risk for a cybersecurity
Water and Flood Damage
Whether you are suffering from broken pipes, sewage backup, frozen pipe leaks, water coming from a leaking roof or appliance leaks, you need someone on your side to deal with the insurance company.
Fire and Smoke Damage
Fire losses tend to be one of the most devastating occurrences for people. The fire damage not only requires critical short-term decisions but also creates a lot of pressure and stress.
Mold and Mildew Damage
If you encounter mold within your home, you want to hire the professionals at 1800Adjusters™
Hurricane & Tornado Damage
Unlike typical wind damage, tornado & hurricane damage might not always be covered by your homeowner’s policy.
What happens after a storm is critical to ensuring you have the financial compensation you need for repairs.
No matter what type of sinkhole you endure on your property, you need experts in the field to navigate the claim correctly.
At first, earthquake damage might not be evident to the untrained eye. Many times it is hidden, or simply results in a small crack.
A hail storm can lead to holes in the roof, broken windows, water damage and shredded panels. Ice can lead to roofing issues or plumbing problems.
Get in touch with us.
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We are a Nationwide Network of Licensed & Bonded Public Insurance Adjusters.