About Public Adjusters: How to Find the Best

In every case that 1800Adjusters™ has handled, we always get considerably more on a building and contents than the insurance company originally offered you.

By not knowing the procedure and staying in constant contact with your insurance company adjuster, your claim will invariably take a back seat and may get lost. A common scare tactic that insurance companies use is to tell a homeowner their claim will take longer with a Public Adjuster. At 1800Adjusters™ we will cut through the red tape and push your claim through faster. We will address any problems and questions promptly. We will correspond frequently through faxes, phone calls, and letters to keep your insurance company on its toes.

No, it does not cost you anything to hire a Public Adjuster. 1800Adjusters should be your first call rather than your insurance company.

95% of all major fire losses are handled by Public Adjusters. While insurance company adjusters are not allowed to say it, they usually prefer dealing with a professional who knows how to handle the claim and with whom they can communicate on a professional level. A Public Adjuster takes a big burden off the insurance company adjuster by answering all the homeowner’s questions, receiving all the phone calls, and preparing the proper paperwork.

The inventory is not just a list of things in your home. Its preparation is never as detailed as when it is done by a Public Adjuster. The insurance company adjuster simply does not have the time to prepare this document properly. The prices, ages, and descriptions put on the inventory (which highly impacts the claim), are left to the judgment of your insurance company. At 1800Adjusters™, we are your personal representative, skilled and knowledgeable in carefully preparing your inventory to achieve the best possible for you.

The NYS Insurance Department is unfortunately very ineffective and overloaded with complaints. They are more of a licensing organization than anything else. They cannot tell an insurance company how quickly or how much to pay you.

Your agent is a salesperson who cannot interfere with the settlement process. He is not an adjuster.

Most people hire a Public Adjuster within 48 hours of the fire. It is much harder to straighten out a claim after it is processed by their insurance company. Also, valuable time is lost. If you were going to court on a case involving over $100,000, would you go with a lawyer who had a carefully prepared case or go alone and see what the outcome was and then hire a lawyer?

After gaining your trust and confidence and performing the initial required tasks, the level of communication and service begins to breakdown. The claim now falls into the abyss of hundreds of other fire victims’ claims. A good Public Adjuster will be your personal consultant and expediter throughout the entire process of the claim until you have settled back into your home.

Like any other profession, there are good and bad. A good Public Adjuster should be able to provide you with many references or previous clients and be able to demonstrate the enhanced settlements he has achieved, versus the original offer from their insurance company.