Residential Insurance Claims Assistance
Home disasters can leave you struggling with the overwhelming insurance claims process. At 1800Adjusters™, we’re here to simplify the process, advocate for your rights, and maximize your insurance payout.
With decades of experience, our licensed and bonded public adjusters specialize in managing residential claims for homeowners in New York City, Long Island, Brooklyn, Manhattan, Queens, and surrounding areas.
From fire and water damage to storm-related destruction, we work only for you—not the insurance company. Our goal is simple: to ensure your property is restored to its full value without unnecessary stress or delays.
Fire Damage Claims
Devastating Losses Demand Expert Advocacy
Fire damage can leave your home in ruins, with losses ranging from structural damage to destroyed belongings. Insurance policies often contain complex terms, and initial settlements may undervalue the full extent of your loss.
At 1800Adjusters™, we:
- Conduct a comprehensive damage assessment to identify visible and hidden losses.
- Document structural damage, soot/smoke infiltration, and personal property destruction.
- File detailed claims that reflect the true value of your property and possessions.
Example Claim: After a kitchen fire caused $60,000 in damages, our team secured a $180,000 payout—300% more than the initial insurance offer
Water Damage Claims
From Burst Pipes to Flooding – We Have You Covered!
Water damage is one of the most common yet challenging claims for homeowners. Whether caused by a burst pipe, appliance leak, or flooding, water can seep into walls, floors, and foundations, leading to costly repairs and potential mold growth.
As your Public Adjuster, we:
- Use advanced moisture mapping tools to uncover hidden water damage.
- Ensure all secondary damage, such as mold, is accounted for in your claim.
- Advocate for full coverage of repair and restoration costs.
Example Claim: When a homeowner experienced extensive water damage after a pipe burst, the insurer initially offered $25,000. We renegotiated the claim and secured $95,000 to cover full restoration costs.
Storm Damage Claims
Wind, Hail, and Tree Damage—We Fight for What You Deserve
Storm damage often leaves homes exposed to the elements, resulting in roof leaks, broken windows, and structural damage. Insurers may argue that some damage was pre-existing or not covered, complicating the claims process.
Our expert Public Adjusters will:
- Perform a detailed inspection of storm damage using industry-leading software.
- Provide evidence to counter claims of “pre-existing damage.”
- Ensure all losses, from roofing to interior damage, are included in your settlement.
Example Claim: Following a severe storm, a client received an initial offer of $12,000 for roof repairs. Our team secured $48,000 to replace the roof and repair interior water damage.
Why Hire a Public Adjuster for Your Home Insurance Claim?
Going it alone with insurance claims often leads to lost time, frustration, and underpaid settlements. Hire a Public Adjuster to maximize your payout and ensure professional handling of your claim.
Here’s what sets 1800Adjusters™ apart:
- Exclusive Representation: We work for homeowners—not insurance companies
- Expertise in Residential Claims: Fire, water, and storm damage are our specialties
- No Upfront Fees: We’re paid only when you receive a settlement
- 24/7/365 Availability: Disasters don’t wait, and neither do we—start your claim process anytime!
- Licensed and Bonded Experts: Trustworthy professionals with years of experience
- Better Business Bureau Accredited: Commitment to transparency and excellence
- Proven Results: We have helped clients recover millions more than initial insurance offers
- Google Reviews: Satisfied customers explaining their results
Our Proven Process for Maximizing Your Claim
Free Initial Consultation: No matter the size of your claim, our experts evaluate your case at no cost.
Thorough Damage Assessment: We identify visible and hidden damages to ensure nothing is overlooked.
Detailed Claim Filing: Our comprehensive documentation ensures your claim is filed correctly the first time.
Skilled Negotiation: We negotiate directly with the insurance company to secure maximum payouts.
Complete Claim Resolution: From start to finish, we’re with you every step of the way to ensure you receive the funds needed to restore your home.
24/7/365 Availability
Emergencies don’t wait, and neither do we. Contact us anytime to start your claim process.
Our Service Areas:
- New York City
- Long Island
- Brooklyn
- Manhattan
- Queens
- And surrounding areas
Types of Residential Claims We Handle
FAQs: Residential Insurance Claims
We specialize in fire, water, and storm damage claims, as well as vandalism and other property losses.
Yes. Insurance companies often undervalue claims. A public adjuster can reassess your damages and negotiate a higher payout.
There are no upfront fees. We only get paid if you receive a settlement, taking a small percentage of the final payout.
Our team is available 24/7 and can typically be on-site within hours.
We handle all types of water-related damage, including broken pipes, sewage backups, frozen pipe leaks, roof leaks, and appliance malfunctions. Whether your damage is minor or extensive, we ensure your claim accounts for all repair and restoration needs.
Yes. Mold and mildew can result from water damage or prolonged moisture exposure. We help document the damage and ensure remediation costs are covered in your claim. Insurance coverage for mold varies, so our team will review your policy to maximize your payout.
Most standard homeowner policies cover fire and smoke damage, but the extent of coverage depends on your specific policy. Our adjusters handle everything from structural repairs to smoke odor removal, ensuring all losses are addressed.
Most policies cover hail damage, including issues like roof punctures, broken windows, and water infiltration. We document all hail-related damage to ensure your payout reflects the full cost of repairs.
Yes. Wind damage is one of the most common claims after storms, including issues like roof damage, fallen trees, and broken windows. We handle the entire claims process to ensure quick and fair compensation.
Yes, most policies cover losses from theft or vandalism. We help document stolen items, property damage, and any related costs to ensure you receive full reimbursement.
Leaking roofs caused by storms, hail, or wind are usually covered under standard policies. We inspect your roof, document the damage, and ensure your insurance covers all necessary repairs.
Yes. With smart home devices becoming more common, some policies now offer coverage for cyber-attacks affecting home systems or networks. We’ll review your policy to see if this coverage applies to your situation.
Contact us as soon as possible. The earlier we get involved, the better we can document the damage, prevent further losses, and ensure your claim is filed correctly and on time.
Absolutely. Minor damage can escalate over time, leading to costly repairs. Even small claims deserve proper representation to ensure your policy covers all associated expenses.
Ready to Maximize Your Insurance Claim?
Don’t settle for less than you deserve. Let 1800Adjusters™ handle your residential insurance claim and maximize your payout.
